Martin Lewis: Do you have a Power of Attorney? It’s crucial protection – not just for the elderly – and more important than a will We provide many options for electrical accessories. From USB cables to extension leads. Adaptors to portable chargers. Micro SD cards to torches. We understand that modern life often requires electronics. And we understand that these electronics often require accessories, either to function to their best or function at all. Afterall, think about how much better a party would be if you could take your new smartphone and listen to music through some headphones. Yes, the party table might be outfitted with enough bowls and plates to hold a thousand party cakes. And, yes, the decorations might be amazing and a truly worthwhile celebration of you. But it’s okay to admit that sometimes we all need a moment by ourselves, listening to our favourite tunes. It’s a good thing that your final present is a pair of headphones from our range then. NatWest, RBS and Ulster Bank to close at least 172 branches in 2023/24 – here's the full list, plus alternatives

Do you have a Power of Attorney? MoneySavingExpert.com founder Martin Lewis explains how this crucial protection works, why it's more important than a will, and how to get one in the latest episode of ITV's The Martin Lewis Money Show Live. I can't see any obvious advantages/disadvantages between either option - just wondered if anyone more 'techie' than myself had any views? NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will now shut at least 172 of their bank branches in 2023 and 2024.

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