You can choose how can we replace negative thoughts, such as, “My neighbor just got a new Lexus and mine is three years old” with “I have an amazing wife, I have amazing children. He’s come a long way since then; his clients today come to him with huge assets and enormous portfolios worth many millions, and Naftali guides them on the best way to preserve and grow their wealth — where should they invest? I’ve spoken to people who owe hundreds of thousands of dollars in gemach loans, and it all started when they had one good reason to borrow and then it became addictive.

Rather, it draws upon a wide range of Torah sources to help us discover our potential, our mission, and our purpose in life.

That’s process number one: know who you are, know what you’re good at, know what you’re capable of and then see if you match or don’t match. If you send your child into marriage with no financial education, ten years later, you — the parents — are going to be the ones picking up the pieces. Living Lchaim is a podcast network dedicated to producing shows that enhance the lives of Orthodox Jews across the world. You can change your choices at any time by visiting Cookie preferences, as described in the Cookie notice. That’s the essence of your book and everything around that we discussed is understanding that you have that opportunity to push yourself as much as you can.

You have a person who’s afraid of dark rooms, or he’s certainly afraid to enter a cave, and you stand in front of the cave and you say, “Go into the cave, you’ll be okay.Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Working closely with you to guide your wealth and investments through the most challenging market cycles. During the financial crisis of 2008, we observed that Wall Street was ill-equipped to deal with economic upheaval. Our approach is extremely straightforward—we tell clients what they need to hear, not always what they want to hear.

I’ve never had to stand near a tree and figure out exactly how tall it is based on the shadow it casts. When you want to help people, and I know you are one of those people, Meny, and so I know you’re going to resonate with it. We all know that every successful person climbed his way to success on the back of failure after failure. What is holding them back and how could a person say, “I want to get ahead of me, I want to do this right?Today, Naftali has a comprehensive approach to finances, based on the mistakes he’s seen, the mistakes he’s made, and the experience he’s gained from decades in finance. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Mark works diligently to understand each individual’s many and distinctive financial needs and to help support their current and future investment goals.