More worried Britons put milestones such as home renovations, holidays and weddings on ice to save instead Five steps to find YOUR buried pension treasure: Savers have lost millions of pots - here's how to hunt them down

Battery life has increased by nearly 50 per cent, from 350 hours to a claimed 500 hours via a single coin-cell battery, according to Wahoo. CIRCA5000 UK Ltd (Company Number: 13214839) is registered at 3rd Floor, 86-90 Paul Street and is an Appointed Representative of CIRCA5000 Ltd.They can then choose their level of risk - cautious, balanced or adventurous, and an impact theme to invest in which has underlying sub-themes within them as follows: There are also great charts and graphs that show the progress of your investments, as well as information about how the companies you invest in are using your money. Each company in the various portfolios also comes with a short video profile as well as stats so you can really get a handle on the positive impact your investment is having. Circa5000 is mainly aimed at Millennials or first time investors, with a refreshingly un-corporate feel and transparent, genuine information that links investors to the companies they are investing in.

On the positive side, the 500 hours of use from a single CR20-32 battery is good and is likely to last most recreational athletes over a year (10 hours/week). The newest offering to Circa5000’s range of account options is their personal pension, offering savers the option of taking control of how their pension is invested by choosing from their own range of positive impact investments.There are three themes to choose from before you get started, covering People, Planet and a combination of the two. Each investment theme clearly outlines the global companies you will be investing in and the locations across the globe your money will be spread across. MIDAS SHARE TIPS: Get a dose of profit from Destiny Pharma, the drugs group behind safer operations It's designed to be jargon-free and strips away a lot of the factors that can put new investors off, which include complicated terminology, confusing charts and graphs, and a complex charging structure. Planet: This theme taps into the movement away from fossil fuels towards renewable energy sources, as well as agricultural technology and streamlined water management. Its sub-themes are Global Clean Energy, Sustainable Future of Food, and Global Water. Nor did the pandemic disrupt the company’s growth – and McGillycuddy shares the view that Covid-19 will prove to be a tipping point for ESG and impact investment. “It sometimes takes the most serious situations for people to think about whether the financial system is fair,” he argues. “We believe that within the next five to 10 years, impact investing will just be called investing; it’s the only way our generation wants to invest."

The General Investment Account at Circa5000 allows you to use their platform to invest in shares, funds, and bonds without any limits on how much you can place into your account. However, unlike the ISA, the profits you make are taxable. Circa5000 JISA Think of it as a charity and if it helps, think of it as investing in the world at large and helping to reduce the rate of climate change - which should deliver a positive return for future generations. The companies available to invest in range depending on the theme or themes you select. For example, within clean energy, companies include Nemetschek Group and LINECorp while Roche AG and Hasbro Inc sit under the diversity & inclusion sub-category.

The funds that you will be invested in only include companies that have made it their mission to solve the world's biggest environmental and social challenges.