If you become eligible after this date, your state pension will increase every week you defer, as long as you defer for at least nine weeks. If you live in a warm or humid climate, it’s best to store your Chocolate Crunch Bites in the refrigerator. Place them in an airtight container to prevent moisture absorption and maintain their texture.

Remove the bread loaf pan from the freezer and evenly pour melted chocolate over top. Sprinkle with flaky sea salt. I buy my quinoa either online or at my local grocery store in the health food section. You can also easily make puffed quinoa at home. Just heat the raw quinoa in a dry, hot pan until they pop. Be careful not to burn the quinoa! Ingredients for these Chocolate crunch balls:Too sweet a deal to resist... But Hotel Chocolat selling out to Mars leaves a very bad taste, says ALEX BRUMMER Chocolate - I love the flavour of milk chocolate so that is my personal preference for this recipe. You can also use semi-sweet chocolate, dark chocolate, or white chocolate if you prefer any of those. Even chocolate chips will work. Rolled Oats: Oats are a whole grain and a great addition to any diet. They contain loads of vitamins and minerals as well as fiber and antioxidants. If you do not immediately need the extra income, it may be worth considering deferring your state pension, or stopping receiving it if you have already started.

Government allows houses to be split into flats without planning permission: Who are the winners and losers? These arguably taste better straight from the freezer. For longer-term storage, you can freeze Chocolate Crunch Bites. Place them on a baking sheet in the freezer until they are firm, and then transfer them to an airtight container or freezer-safe bag. Properly stored, they can last for several months. Molds - These are fun to make in candy or fudge molds that are tiny shapes. Get the kids involved and they can make them into any shape. We make them in dinosaur molds occasionally. But from April, those working over pension age will be liable to pay the health and social care levy — a 1.25 per cent tax on earnings. New Prime Minister Liz Truss, however, has pledged to scrap this tax hike. Over 13 MILLION people have had a parcel delivery issue in the last month - and new league table shows ALL major parcel firms are underperforming

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You can also store them in an airtight container, preferably with parchment paper or waxed paper between each layer of chocolate bars. Add the chocolate to a microwave safe bowl. Microwave on hight for 30 seconds and then stir. If the chocolate is not melted all the way, microwave for another 30 seconds then stir again.Be careful not to burn the chocolate!

Victoria Tomlinson, chief executive of Next-Up, which provides workshops for employees pre-retirement, says: 'People want to do something with their time and they want to feel valued — but they do want to change pace. cup + 2 Tbsp granulated erythritol (either Swerve or Lakanto - use coupon code ANNIE for 20% off Lakanto products!)

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Remove the bowl of melted chocolate and butter from the microwave and use a spatula, wooden spoon or tablespoon to stir the mixture well. They are so super easy to make. You can shape them any way you like. Press them into a rimmed pan and cut them into squares. Or use a muffin tin like I did. Storing your homemade Chocolate Crunch Bites properly will help keep them fresh and delicious. Here’s how to store them:

My complaint against a financial adviser about a final salary pension transfer was upheld by the Ombudsman, so what happens now? Julie Taylor, 55, wants to keep working as long as possible at the franchise because of the flexibility it affords her. The most expensive cars ever sold at auction: Ferrari dominates the top 10 countdown but ISN'T number oneElsewhere, video messaging mobile phone app Frog is looking for a 'senior intern' to 'provide relevant coaching, training and support' during a two-week internship at the company's headquarters in London. Absolutely! You can customize your Chocolate Crunch Bites by adding flavorings like vanilla extract or spices like cinnamon to the mixture. These additions can enhance the taste and aroma. CAN I USE THEM AS GIFTS OR PARTY TREATS? What are pension pots for life? Autumn Statement set to reveal 'auto enrolment 2.0' shake-up - here's how they could work I made this in the summer. Seriously, I don't care if it's a bajillion degrees out or not. I still want and need my chocolate fix. Pretty much daily. Alternatively you can also melt raw cacao powder with coconut oil and maple syrup for a healthier, less sweet alternative. WHAT KIND OF MIX-INS CAN I ADD IN?