To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability. If you decline my application, what is the reason? In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:

Cascade Spare Parts - Water Gardening Direct Solar Cascade Spare Parts - Water Gardening Direct

This small compact solar pump and panel kit is similar to those supplied with most of the Smart Solar water features. The pump has 3m of connecting cable and 9mm (3/8") outlet. Supplied with a 1 year warranty. No installation required – No need for a mains or water supply, this fountain uses solar power and constantly recycles the water in it.Our gardens can be a vital extension of our homes, offering a calming space to unwind after a stressful day. Or your outdoor space can be the perfect place to catch up with friends and family in the warmer months. Excluding postcodes below inScottish Highlands and islands, Isle of Man, Channel Islands and Isle of Scilly: (Currently we do not deliver to Northern Ireland) Once you have agreed to the terms of the finance agreement World of Water Partnership trading as World of Waterwill be notified and you need do nothing more.

Genoa Cascade Water Feature | Free UK Delivery Smart Garden Genoa Cascade Water Feature | Free UK Delivery

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement. Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. Water features and fountains can be the most perfect addition to any outdoor space, regardless of the size or current garden design. At Robert Dyas we have a range of garden water features that can be added into your garden seamlessly, with many being solar-powered and super low maintenance. Our solar water fountains and features are available in a range of designs, from sleek seamless aesthetics to those more traditional which offer a more homely feel. Make your garden cosy, calm and tranquil - whether you pop your new addition on your patio or amongst a flower bed, your new solar water feature will be the perfect environmentally friendly addition.