The Banker has made several references to his six ex-wives, mother, two boxer dogs and also to his estranged son, to whom he never speaks on account of his being a charity worker. The above was written in the show's first couple of months on air, and since then, there have been some changes.

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To be able to make use of it during their game, the contestant must correctly guess, within a margin of 10%, the banker's opening offer. Occasionally Channel 4 broadcast episodes of Celebrity Deal or No Deal, with the celebrities playing the game for charity.On 20 January 2023, ITV confirmed it was reviving the series and would air a new series consisting of 20 episodes in October 2023, with Mulhern taking over from Edmonds as host. Some sources have speculated that the Banker is really former Coronation Street actor and host of The Mole, Glenn Hugill, who works as part of the show's production team. Chris Evans was also offered the job (or at least a place on the shortlist) but told the Daily Mail in January 2010, "I turned it down because it’s not clever enough for me. Long-running British game show in which contestants test their luck and their nerve as they choose whether to take home the cash amount inside a sealed box or accept an offer from the mysterious banker. Eight more contestants, Caz on 12 November 2009, Brenda on 5 April 2010, Jay on 22 December 2010, Darrel on 20 February 2011, Vera on 3 April 2011, Mark on 29 July 2012, Kris on 13 October 2012 and Neil on 15 April 2013 would also walk away with nothing after accepting special gambles from the banker.

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It is, in essence, a game of pure chance - a lottery, or more precisely a series of lotteries, with the contestant merely choosing whether to reinvest their winnings in the next one or stick with what they've got. The special "Deal or No Deal On Tour" episodes aired from 12 to 23 December 2016, officially bringing Deal or No Deal to an end. Three episodes were recorded in a day in two sessions, one edition in the afternoon using one audience, and then two episodes filmed in the evening using a different audience. Offering a swap, or making a joke offer that's not even worth considering, deprives them of one of those opportunities and takes the game even further out of the player's hands.As Broadcast magazine noted in March 2006, the UK version of the show was the first to exploit the potential for the Banker to be an active character. It sounds like a stopgap knocked off in a hurry, probably because it is, and if only they'd quietly ditched it after the first production run, it could have been a distant memory by now. But over time the producers, hiding behind a faceless character, sidelined the very things that made it so good, threw every gimmick they could think of into the mix, and even abandoned the pretence of a fair contest. This change effectively makes it possible for a contestant to leave with nothing at all: previously, a player usually left with a minimum of one penny.

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The duchess of Sussex appeared as a “briefcase girl” on the US version of the series – one of the women who hold up the boxes. The process continues until there are two boxes left, when the contestant will either keep the cash amount in their box, or accept the banker’s final offer before discovering how much they had in their box.

Instead, Britain’s Got More Talent presenter Stephen Mulhern will reportedly be assuming the role of host. The Banker has been known to try other tricks such as offering prize money to other people, for example, a friend of a contestant who won only a small amount in their own game. Dubbed Sequencegate by fans, an observant reader at the Bother's Bar fan site noted that most games from early 2006 followed a small number of predicatable sequences.